Terms of Use
Last updated: July 27, 2026. By using titleloansforless.com (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.
1. What we do, and do not do
Title Loans For Less operates a marketplace that connects consumers with licensed third-party lenders. We are not a lender or financial advisor. We do not make credit decisions, set rates, or guarantee that you will receive a loan or any particular offer, amount, APR, or term. All loan offers come directly from lenders, and any loan agreement is solely between you and the lender you choose.
2. Eligibility
You must be at least 18 years old (or older where state law requires), a U.S. resident, and located in a state where the requested loan product is available. You agree to provide accurate, current information in any request you submit.
3. Consent to be contacted
By submitting the form with the consent box checked, you authorize Title Loans For Less and its lending partners to contact you at the phone number and email you provided, including by autodialed calls, prerecorded messages, and text messages. Consent is not a condition of obtaining a loan, and you may revoke it at any time. Message and data rates may apply.
4. Costs of borrowing
Title loans and personal loans available through the Site are typically high-cost forms of credit. APRs, fees, and terms vary by lender and state and will be disclosed to you by the lender before you sign. Review every loan agreement carefully. Failure to repay a title loan can result in additional fees and repossession of your vehicle.
5. Our compensation
Lenders pay us referral fees for connecting them with consumers. Our service is free to you. Referral fees do not change the rate or terms a lender offers you.
6. No warranty; limitation of liability
The Site and all content are provided "as is" without warranties of any kind. Estimates shown on the Site are preliminary illustrations only and are not loan offers. To the fullest extent permitted by law, Title Loans For Less will not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or any transaction with a lender.
7. Intellectual property & acceptable use
The Site content, design, and branding belong to Title Loans For Less. You agree not to misuse the Site, including submitting false information, scraping, or interfering with its operation.
8. Changes; contact
We may update these Terms at any time; continued use of the Site constitutes acceptance. Questions about these Terms? See our contact page for how to reach us.