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Consent to Electronic Records & Signatures

Last updated: July 27, 2026. This disclosure explains your rights when you agree to receive documents and provide signatures electronically ("E-Consent") in connection with titleloansforless.com.

1. What you are consenting to

By checking the consent box on our form, you agree that Title Loans For Less and the lenders we connect you with may provide disclosures, agreements, notices, and other communications electronically (by email, text message, or on-screen presentation) instead of on paper, and that your electronic acknowledgment or signature has the same legal effect as a handwritten signature, consistent with the federal E-SIGN Act and applicable state law.

2. Hardware and software you need

To receive electronic records you need: a device with internet access, a current web browser, a valid email address, the ability to view PDF files, and either a printer or storage to keep copies. By consenting, you confirm you have these capabilities.

3. Paper copies

You may request a free paper copy of any record we provided electronically through the specialist who contacts you about your request; see our contact page. Lenders provide paper copies of their own documents under their own E-Consent terms, which they will present to you before you sign a loan agreement.

4. Withdrawing consent

You may withdraw your consent to electronic records at any time by telling the specialist who contacts you about your request; see our contact page. Withdrawal does not affect the validity of records already provided electronically. Because our service operates online, withdrawing consent may mean we are unable to process your request.

5. Keeping your contact information current

Please keep a working email address and phone number on file with us and with any lender you choose. You can update yours through the specialist who contacts you about your request, or directly with your lender.

6. Scope

This E-Consent applies to records provided by Title Loans For Less in connection with your loan request. Each lender is responsible for its own electronic-records disclosure covering the loan documents it issues. Review the lender's E-Consent and loan agreement carefully before signing.

See also our Terms of Use and Privacy Policy.

Title Loans For Less is not a lender. We connect consumers with licensed third-party lenders. Any loan offer, APR, and terms come directly from the lender you choose. Title loans are typically short-term, high-cost loans (roughly 36%–300% APR depending on state and lender) and are secured by your vehicle title. Failure to repay may result in additional fees and repossession of your vehicle. Personal/signature loan offers are unsecured loans made by licensed third-party lenders; APRs and terms vary by lender, state, and applicant. Loan products are not available in every state. Free non-profit credit counseling is available at nfcc.org.

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