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Title loans, state by state

Title lending is regulated at the state level, and rates, caps, and terms differ everywhere. We match you only with lenders licensed in your state, in all 29 states where title loans are legal. Pick your state below, or just start the form and let your ZIP code do the matching automatically.

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Choose your state

Do not see your state? Some states prohibit or heavily restrict title lending. Our form will still check whether an unsecured personal loan is available where you live, no vehicle required.

Your ZIP code finds your lenders

One 60-second form matches you with lenders licensed where you live.

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Title Loans For Less is not a lender. We connect consumers with licensed third-party lenders. Any loan offer, APR, and terms come directly from the lender you choose. Title loans are typically short-term, high-cost loans (roughly 36%–300% APR depending on state and lender) and are secured by your vehicle title. Failure to repay may result in additional fees and repossession of your vehicle. Personal/signature loan offers are unsecured loans made by licensed third-party lenders; APRs and terms vary by lender, state, and applicant. Loan products are not available in every state. Free non-profit credit counseling is available at nfcc.org.

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